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Save Money

Our aged care financial advisers can help you save on fees associated with nursing homes and residential aged care. We can also help you get access to new pension entitlements.

Cut Stress

Stop worrying about your cash flow, taxes, and pension entitlements. We at Aged Care Financial Planning can help you structure your finances so you can avoid costly mistakes and be able to save.

Save Time

Our aged care advisers can take care of all the paper work and leg work saving you time and stress. We’ll provide you with prompt aged care advice so you can gain access to care, and relax about the finances.

Get a Free Consultation

Fill in the form or phone 1300 000 AGE for an initial 15 minute consultation with an Aged Care Professional

Our Founder's

Pledge to you

Wealth protection and financial management are crucial for the elderly. With sound and reliable financial advice, and the right team beside you, it is possible to achieve a more comfortable life in residential aged care.

At Aged CFP, we can help you figure out the specific steps you need to take based on your circumstances and changing needs.

This is my pledge to you.

Shaun Ganguly, Founder/Director

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Age Care Financial Planning Reviews

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Excellent
5.0
Based on 109 reviews
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Navigating the complex world of aged care can feel overwhelming, especially when faced with the financial implications. Shaun Ganguly from Aged Care Financial Planning made the entire process seamless for us. His financial expertise combined with a deep understanding of the aged care system, and knack for simplifying complex matters helped us immensely. From strategic financial planning to negotiating on our behalf with the retirement village and aged care facility, Shaun went above and beyond. Despite his busy schedule, he made sure to address all our concerns and questions. Living interstate was no obstacle, as Shaun uses various online communication channels. Investing in his services was worth every penny, saving us more than we could have imagined and arriving at the best possible outcome for our family situation.
I found Aged Care Financial Planning highly knowledgeable, empathetic and making what is a challenging process as easy as possible. Highly recommend.
I was very impressed with Shaun’s knowledge and prep work. He took a lot of time to explain what we needed to know about the aged care system and financial planning for my mum. Not just some PowerPoint or spreadsheet he had produced. He was knowledgeable about the sector and took into account our specific goals. Not always $ but also quality of life. We are very lucky that my family found his firm, a recommendation from a colleague. Thanks Shaun.
Shaun is very knowledgeable in what is a very complexed area.I was extremely appreciative and impressed by his ability to navigate my family through the maze, during what is a very emotional time.His professional and empathy is first class.Highly recommend.
Thank you for the session we had last week. You covered a lot in the time allocated, but I just thought your fee was a bit much for one and half hours session. It really just reinforces what we had planned to do was ok to do. Our situation was not very complex but no doubt you can assist others with more complex issues.
Response from the owner: Thanks for your feedback! Navigating complex assessments, tax structures, and in-depth planning is usually a daunting challenge for most. The fact you already had a plan you developed with your other pros truly speaks to your savvy and intelligence. I'm thrilled we could provide you not just with an action plan with practical steps, but with the peace of mind and confirmation you needed to proceed, especially during what many consider an emotionally taxing time. The highest compliment for me is making elaborate situations appear straightforward, and it’s been an absolute pleasure working with you. If there's anything more we can assist with, don't hesitate to reach out.
Shaun took the time to understand our parents situation and what we were aiming to achieve. He has a deep understanding of the aged care industry and shared the various options available to us. The ongoing guidance and support enabled us to navigate a system we initially found complicated. Thanks Shaun and team.
Good chat with all our questions covered well
The presentation was thorough and professional.Gave us peace of mind in the way forward and the risks involved
Shaun was very well prepared with a slide show presentation. He explained very clearly and allowed for questions. The zoom meeting was recorded which means I can it share with my family and also review any points which I need to understand better. I would highly recommend Shaun when navigating Aged Care. The 90 minute Initial Meeting is excellent value for money.
Shaun and his team took all the stress out of all the financial arrangements with my mother's placement into a nursing home. Their friendly advice was clear and straightforward and they always showed empathy with our situation. Their expertise resulted in an excellent financial outcome for my mother.
Shaun was attentive to our needs and helped us navigate what is a minefield of complexity in a time of stress. With important decisions to make Shaun provided much valued clarity in a down to earth manner. I can highly recommend him.
Excellent Service. Shaun came highly recommended and I can see why. I can say without any hesitation that it’s been incredibly valuable. He’s straight forward, personable and has helped us to make the right financial decisions.
Very informative advice, concise and thorough. Shaun presents it logically and in a very relaxed style. I highly recommend using Shaun and his teams services, skills and knowledge for all matters regarding Aged Care Financial Planning.
Response from the owner: Hi Ian, Thanks so much for taking the time to leave us such a kind review. I'm glad to hear that our team's services, skills, and knowledge were helpful to you. We appreciate your recommendation and hope to continue providing you with excellent service in the future!
I was provided with a comprehensive understanding and personalized solution to our problematic Australian Aged Care financial structure. I was very lucky to get such good advice.
Response from the owner: Thanks for leaving us such a positive review. I'm glad that we were able to provide you with a comprehensive understanding and personalised solution for your structure. We appreciate your recommendation and look forward to getting it all sorted for you! Cheers, Shaun and the Team.
Shaun was very helpful, explained things clearly, and really took the time to understand our circumstances. He is professional and approachable, and we feel a lot less stressed about a complex system after our meeting.
Response from the owner: Thank you for your kind words. I'm glad that we were able to provide you with helpful and stress-free service. We pride ourselves on being approachable and professional, and I'm glad that we were able to demonstrate that to you. We appreciate your recommendation and we're here if you ever need anything. Thanks, Shaun and Team.
The team at Aged Care Financial Planning have made our lives so much easier. I’m so glad we chose this team to assist us in all matters relating to settling my elderly mother into aged care. Shaun, Mikaela and the team were always accessible and explained everything in layman’s terms. I highly recommend Aged Care Financial Planning to anyone considering engaging true professionals in this field.
Response from the owner: Thank you for taking the time to leave us a review. The truth is Mikaela is the one who deserves the praise, she's a rockstar and I'm so glad she got everything sorted. Thanks so much, Shaun.
Shaun was excellent, I would highly recommend his services. He is very thorough and explains everything in plain English. Shaun always ensured everyone involved understood. I am definitely going to use his services to negotiate with Centrelink, that will take a lot of stress out of the decision to place my husband into aged care facility. So thankful I found someone who knows how to negotiate the aged care system.
Response from the owner: Thank you for your kind words. I know from personal experience that the aged care system can be complex and stressful (read nightmare!), and we're glad that we were able to assist you. We appreciate your recommendation and look forward to helping you with all of your Centrelink needs. We love that part of it! Cheers, Shaun.
Our financial matters tailored to individual needs, were handled with great Sensitivity & professionalism
Response from the owner: Hi Serene, thanks so much for leaving such a nice review. The family were very fortunate to have you helping them and ultimately achieving a great stress free result. Thanks, Shaun and team.
Shaun explained things clearly and simply in regards to some financial queries regarding a parent in aged care. Would highly recommend him if you need help with aged care finance issues.
Response from the owner: Hi Michel, Thank you for your kind words. I'm glad that we were able to assist you with your aged care finance issues. We appreciate your recommendation and look forward to continuing to assist you with your financial planning needs. Thanks, Shaun.
Shaun was excellent in working through a range of scenarios in a very clear way and he was able to simplify the complexities of aged care financial planning. I would certainly recommend him to anyone faced with having to make aged care financial decisions.
Response from the owner: Hi Jeff,Thank you for your positive review. We understand that aged care financial planning can be complex and confusing, and we're glad that we were able to simplify it for you. It's pretty much what we pride ourselves on and try to do always, so the review is very much appreciated. Thanks, Shaun.
I was sceptical before the session, as I feared a formulaic approach. However I was totally happy with the 90 minutes’ dialogue. Shaun was very well prepared, using the financial information I had supplied. He is truly an expert in aged care financial knowledge and advice and I wouldn’t hesitate to recommend him, or to return myself at a future date ( I was acting as Power of Attorney over my husband).
Response from the owner: Hi Dianne, thank you so much for taking the time to write such a nice review and recommendation to others! A formulaic approach would definitely not have worked for you, it was a genuine delight. Thanks, Shaun.
We would highly recommend Shaun, we really appreciated his clear and concise explanation of a very complicated system and feel we are on the right path in making decisions. Shaun was a pleasure to deal with and we left the meeting knowing we made the right decision in contacting Aged Care Financial Planning.Bernadette and Tim
Shaun was knowledgable, patient and personable.He broke things down into bite sized pieces and made the whole experience very positive.I would not hesitate to recommend Shaun.
We sat with Shaun last night and he patiently explained the complicated areas of aged care financial planning. He was clear and concise and checked in constantly to ensure we were taking it in. He gave us the tools we need to make the initial decisions that are facing us. We're really happy with our decision to go with Shaun and I highly recommend him.
I had the pleasure of dealing with Shaun and found him to be extremely helpful. He dealt with the matter very promptly and efficiently and I would not hesitate to recommend him. Shaun was very approachable and always replied to any queries promptly and with great clarity. Thank you Shaun.
Despite having a complicated situation, Shaun was able to provide us with a clear roadmap of how to ensure my Mum receives the best possible care, how to ensure it’s financially sustainable, and even how to retain her pension. The advice was very tailored to our situation and I took comfort in Shaun’s evident knowledge of the inner workings of the aged care industry. I highly recommend Shaun’s service, and am annoyed I didn’t speak to him sooner!
Shaun and his team expertly navigated us through the complexities of the aged care financial arrangements, as well as giving us sound advice regarding clinical factors to consider in selecting a aged care facility for our mother.No hesitation in recommending ACFP services to any family faced with needing to place a loved one in care.
Shaun has extensive knowledge on the aged care subject and presents in a down to earth approach delivering that information. Like a trusted friend wanting you to make the right decisions and arming you with the information to make your choices. He isn't a pushy salesperson, rather offering a service tailored to what you want or need on your terms. You are in the drivers seat and he is the instructor guiding you. All costs and expectations were clear and reasonable and presented upfront. We researched a-lot, we made the right choice to engage Shaun trust you will be to by contacting him.
Very informative and worth every cent. Shaun was a great presenter who wanted you to understand the journey you were about to travel. That you Shaun.
Shaun was very thorough in explaining our aged care financial options. He clearly articulated unfamiliar and complex terms so that we were able to understand. He tailored his communication to all levels so that we were able to make an informed decision. I would highly recommend using Shaun to help navigate the aged care finance space.
Shaun has all credentials to provide the most sought after advice on Age Care.
We had a very enlightening experience with Shaun who provided all the information we needed regarding the eventual placing of our mum in Aged Care. We were not aware of the implications of selling her home prior to her going in. The money from the sale would be classed as an asset, severely affecting and increasing the fees she would be charged means tested once in care, she would also incur a reduction of more than half of her pension. These are just 2 of the issues Shaun told us about, but there’s more!!! It’s a minefield we won’t be stepping into now we have this valuable information. Definitely contact Shaun if you have any questions about aged care for your loved one, I am very happy we did, he is a pleasure to deal with. Thank you Shaun.
Shaun considered that our age pension application was very possible to obtain and Shaun was true to his word. Shaun applied his skill with our information and we were successful in our aged care application.Thank you Shaun and Angela for your care, patience and professionalism.
Friendly and professional staff who listens to your need with patience and provides detailed plan for you to care for your future.
I don’t know how I would have managed getting paperwork sorted for my father in law to enter an aged care home.without the wonderful assistance of Shaun and his staff.Always friendly, kind and on top of their game.I was recommended to contact Shaun by a staff member at Estia health and I will be forever grateful.All issues that have arisen were sorted promptly.Can absolutely recommend Aged Care Financial Planning.
When we first met with Shaun it was clear to us that he knew what he was doing. Now that we have seen him do his magic we couldn't be happier! He is thorough in his research, very friendly and approachable, everything he explains is clear with plenty of room for questions. We are so pleased with the results Shaun achieved for us. Wecouldn't recommend his services any higher, especially for aged care needs. Thank you Shaun and Angela!!!
Shaun is absolutely incredible, could not fault the man, if you need your loved ones financial affairs sorted do not look any further, seriously, we would have been lost without him, 5 stars all the way, thank you Shaun
Shaun and Angela have been amazing in helping me maximise the funds available for my mother in law. Highly recommend them
Very pleased with my progress so far with Shawn
The process of an aged care funding application for my parents seemed overwhelming. We enlisted the help of Shaun and his team, and it became a much simpler task. His patience, knowledge and support was second to none. We got through with a positive outcome in the end. We are forever grateful. S&G Cassar
Shaun was infinitely patient and compassionate throughout our appointment. He simplified the many complicated fees and options for funding aged care and provided useful advice for further options in the future. We walked away from our meeting reassured and well advised to make complex decisions during a highly stressful and emotional time.
Shaun's explanation of the very complex aged care system was terrific. He took his time to explain every point and made sure you understood before he moved on.Shaun is very knowledgeable in directing a plan forward and ensured we finished the meeting with a clear path of action.Highly recommend
Shaun was extremely helpful and caring. He explained everything we needed to know. I would definitely recommend him. Thanks Shaun
I am very happy with the services and advice I have received from Aged Care Financial Planning. A great team providing purposeful, honest, disciplined, and empathetic advice. Thanks Shaun!
Shaun was very methodical and professional in his advice to me, leaving no stone unturned. He made it simple to understand complicated matters. Highly recommended.
Shaun was very helpful and very knowledgeable. We feel much more informed about the aged care system.
Shaun explained the many complexities of aged care clearly, with openness and clarity. I would recommend his advice in this area to one and all.
Aged Care Financial Planners expertly sorted through the mind numbing complexity of finding and organising the placing of my mother into aged care. I have found them to be diligent and thorough and are always available to provide ongoing support even after completing the placement. I recommend them.
Response from the owner: Thanks so much for the kind words Simon. It was an absolute pleasure. Cheers, Shaun.
I had previously done substantial research, but was it enough?. Our first meeting with Shaun consolidated the basics for me, revealed a lot of new, important, information and clarified the options available. Shaun was easy to engage with and we will be using his in-depth knowledge to navigate our way through the entire aged care process. Thank you!
Shaun was very helpful and knowledgable about the Age Care System and would highly recommend contacting him for advise. He was quick to return our calls and happy to offer follow up advise.
Shaun has been extremely helpful, and provided precise and useful advice on mom’s situation. His patience and empathy have made a normally stressful process easy to overcome. Highly recommend his service.
Shaun explained everything in detail making sure we understood, he was very knowledgeable and thorough and helped us make the right choice. We will definitely use his services again and will recommend him to others.
Everybody I spoke to concerning my problem (even those in the know) hummed and eared and could not give me the answer, with any confidence. Until I came across Aged Care Financial Planning that not only answered my question, but also gave me extra information and details that gave me the confidence to know what they said was correct.Thank you Aged Care Financial Planning
Thank you Shaun for your honest, practical advice. You read the room and proceeded as needed, sharing your knowledge and helping to plan a strategy and direct our next moves. Thank you for your expertise and understanding. Your communication before, during and after our meeting was clear and timely and we appreciate you helping us work our way through a complex system at such a difficult time. Thank you.
Very helpful. Highly recommend Shaun’s family meeting advice session. By the end of the meeting we easily reached agreement on best next steps for Dad. Saved us a lot of stress.
Shaun was awesome, extremely helpful, really efficient, honest, no run around no rubbish couldn't be happier cannot recommend him highly enough. Don't even think about going to anyone else. You won't do better anywhere else. Thanks so much Shaun.
Response from the owner: Thanks Ian, I'm glad the information helped and resulted in a good outcome. I'm all about making the complex simple. Let me know if you have other questions or if I can support in any way. Cheers, Shaun.
Shaun was amazing, efficient and comforting right from the outset. He breaks down the complexity of aged care and explains it all in a very clear and concise way. At such an emotional time it is an essential part of the process to have someone so rock solid, caring as well as have the expertise to cover it all off. I can't thank Shaun enough and couldn't recommend him more highly.
Response from the owner: Thanks so much for leaving such a kind review. You and your sister were an absolute pleasure to deal with an I'm so glad we got a good result for Mum. Thanks again and let me know if there's anything else I can do to help. Cheers. Shaun.
When it came time for my MIL to go into care, Shaun and his team were fantastic. We were extremely bamboozled with the complexities of Aged Care Placement and financial planning and didn't know where to start. Shaun and his team made my MIL's transition from her home into care a very smooth and seamless process, without any stress. Thank you, the relief we feel is immeasurable as the Aged Care System is a minefield of confusion. My MIL is very happy in her new home.
Response from the owner: Hi Lyn, I really appreciate you taking the time to leave such a nice review. What I do becomes infinitely easier when working with such a lovely family, which we managed to get together over state lines!. I'm so glad she's happy! Looking forward to continuing to work with the family. Cheers, Shaun.
Shaun was a great help when we were thrown into dealing with aged care out of the blue. Made things very easy to understand and took a lot of stress off us at an already stressful time
Response from the owner: Thanks Rachel for the lovely review. Great questions and I'm so glad it all clicked! As always, feel free to contact me when any other questions, so I can support in the best way I can. Cheers, Shaun.
As a Financial Adviser myself, many of trusted client's parents have needed Aged Care advice and when this comes up, I have no hesitation in recommending the services of Shaun from Aged Care Financial Planning. In a very complex area, I've found his expertise to be without parallel and they're all very happy with the client care and stress removed.
I was finding the assessment paperwork very convoluted and frustrating. Shaun made a very difficult process manageable. With his experience a very good result was attained. Shaun is very professional and communicates clearly.
Response from the owner: Thanks so much for feedback Lucy. What a result though! It has to be one of the best I have this year, the running around just made our team appreciate it more! Looking forward to continuing to help the family. Cheers, Shaun.
Shaun is knowledgeable and very helpful. Made a complex process smooth and came up with solutions from "outside the box".
Response from the owner: Thanks Mr J
Very thankful to have Shaun looking after my mum’s finances transitioning her to aged care. He has ensured she is getting the right pension payment and correct aged care fees. Highly recommend!!
Response from the owner: If there's anything I truly hate in this world, its when people are getting less Pension than entitled and paying more in Aged Care fees than they should! Drives me crazy, so thank you for your trust and giving me the opportunity to fix it. One last refund to go and we'll be done with them! Cheers, Shaun.
We have had a very positive experience with Shaun at Aged Care Financial Planning. He is extremely caring, knowledgeable and always kept us in the loop through all of the transactions required during this very involved process. The end result has been amazing. Ensuring we are paying the correct amount to the Facility for our loved one's care. We would highly recommend Shaun and Aged Care Financial Planning to anyone who is thinking of accessing an Aged Care Facility. Thank you Shaun for all of your advice and support. Ann & Julie
Response from the owner: It was an absolute pleasure Ann. I really appreciate the trust you all placed in me and I'm so glad we achieved what we did together. I look forward to catching up in person! Cheers, Shaun.
Shaun presented a well informed advice information session. The enormity of the task ahead of me, to make the right financial decision as well as the right care decision is daunting.Shaun clarified difficult policy with courtesy & patience.Many thanks
Shaun's simple explanation of a very complex and difficult to understand fees environment enabled us to make the best financial decisions for our parents and their move into aged care. Thanks Shaun for your professional and valuable advice - success was achieved thanks to your help.
Response from the owner: Hi Peter, I loved it! It's crazy how much Aged Care rules can change in a short period, but I'm really happy we did what we did for a great result! I appreciate the trust your family placed in me. Cheers, Shaun.
Specialists in Aged care financial planning. Highly recommend !!
Response from the owner: Thanks for kind words Ricky, we certainly do our very best to live up to that! It was an absolute pleasure working with you, Cheers, Shaun.
To Shaun Ganguly Thank you for dealing with my property and assets situation in such a professional manner and for giving me peace of mind. I felt a strong level of support at all times. I would have no hesitation in using your services again or recommending you to friends and acquaintances. Thankyou Shaun.
I had a very good experience dealing with Shawn he did every thing he promised, he had my pension increased by about $300.00.he also managed to get my wife into aged care quickly.Paul is very easy to speak with and explains every thing in a simple wayFred
Response from the owner: Thanks for the review Fred. I was soo happy that changing few things could result in two lots of increased Pension and reduced Aged Care fees. I genuinely loved it! I appreciate your trust and let me know if I can be of assistance in any way. Cheers, Shaun.
Don't hesitate! The exercise of an initial consultation with Shaun was of great benefit and reassurance. For me and my siblings, it helped us clarify what we wished for our dear mother should the need for an aged care placement become necessary.Shaun was very professional and knowledgeable but empathetic. If you don't understand the aged care system, find the paperwork overwhelming, or just want to chat about 'direction', given him a call.
Response from the owner: Hi Sheena, thanks so much for leaving such a detailed and kind review. There's a myriad of options out there and I'm really happy that we were able to identify the right one for Mum now. Good luck with everything, you know you can contact me whenever you like and hopefully the next travel adventure isn't too far off! Thanks, Shaun.
Response from the owner: Hi Richard, thanks for taking the time to leave a review. Really enjoyable meeting again last night, they run a bit differently when family members work in Financial Services and I can tell you've all done a lot of research, which is great!. I'm really looking forward to working alongside you all to get the best possible outcome for Mum and Dad. Thanks, Shaun.
I referred a client of mine to Shaun as they required an aged care specialist and I didn't have the relevant experience to assist. Shaun was an absolute pleasure to work with, his expertise was exceptional and he was able to guide my client and his family to a phenomenal outcome which saved them tens of thousands in fees. I cannot recommend Shaun highly enough and is the logical choice if you need expert aged care advice
Response from the owner: Hi Jackson, thanks for taking the time to leave a review.It means a lot that you trusted your clients with me. I was also very happy with the result!I'm looking forward to working with you and the team if you ever need any Aged Care help in Sydney. Cheers, Shaun.
So glad we had this meeting. It explained all the details of the aged care systems and options that were available for to my parents for my dads care.Shaun uses plain English and really helped us feel a little at ease in a really stressful time. Can’t recommend him highly enough.
Response from the owner: Thanks so much for taking the time to leave a review Meagan. It was an absolute pleasure and I'm so glad I was able to help! Let me know if there's anything at all. Shaun
Shaun was recommended to us and has proved very knowledgeable and experienced in Aged Care Financing. He has been patient and explained the process to the family, answering questions and clarifying as needed. Shaun provided clear options and worked to deliver the best result tailored to our precise situation. He achieved a better outcome than we would have and it has been stress free.
Response from the owner: I really appreciate it Michael, I'm very happy also that we got the results we did! Looking forward to continuing to work with your family. Cheers. Shaun
Shaun provided our family a huge amount of assistance at a very difficult time. It was very convenient getting everyone together and on the same page. It reduced our stress significantly! Thanks so much for your help Shaun. I would recommend Aged Care Financial Planning to friends and family.
Response from the owner: Thanks Ajay, your family were an absolute pleasure and going off topic really is more interesting than some aspects of Aged Care Finances! Looking forward to offering any help I can throughout. Cheers, Shaun.
Shaun helped our family immensely explaining things that made no sense to us in plain English. Despite hearing/reading a lot of it before, it finally clicked for everyone!It was a massive help having expert guidance through a very tricky field and made our lives a lot easier. Thanks and highly recommend Shaun.
Response from the owner: Thanks Suvidha, I'm just glad it all made sense! I loved all of the questions and it is hard when there's avalanches worth of information out there. Looking forward to working closely with your family.
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